Tenant Background Check
A tenant background check is your opportunity to uncover red flags in your applicant’s history.
Our RentPrep Background Reports are all hand-compiled tenant background checks by our team of FCRA Certified Screeners.
Why does it matter if an FCRA Certified Screener compiles my background check?
By nature… databases are filled with errors that automated reports cannot detect.
A 2015 FTC study found that 23% of all credit reports have errors.
A hand-compiled tenant background check allows our screeners to identify and correct these common database errors.
Our Screeners are also trained and certified in the laws of the FCRA to deliver compliant reports and keep you out of harm’s way.
What Does A Tenant Background Check Include?
We’ve been in business for over 10 years and when clients speak we listen. We’ve adapted our tenant background checks to include all the vital data that landlords need when judging a tenant applicant. We have two different tenant background packages:
- RentPrep Background Checks
- TransUnion Full Credit Report (formerly known as SmartMove)
List of data included on a tenant background check:
In the list below we will share all data included in our background reports.
Judgments & Liens Search – A judgment is a decision of a court regarding the rights and liabilities of parties in a legal proceeding. A lien is a creditor’s legal claim against property owned by a debtor as security for a debt.
Bankruptcies Search – We will search nationwide databases to provide all reportable bankruptcies on your applicant. The FCRA mandates that these are only reportable for up to 10 years.
National Eviction Search – We search several databases to provide you with eviction history on your applicant. We also include data on evictions that were served but never fully processed. This is common in cases when a tenant pays rent after being served a notice to quit.
National U.S. Criminal Search – We access all 50 states with our RentPrep reports. Our TransUnion Full Credit Report, formerly known as SmartMove, package includes 44 states (DE, CO, MA, WY, NC, SD, UT, HI, KY are not included with our TransUnion Full Credit Report). Please note that Washington, DC is also excluded from this search.
U.S. Sex Offender Search – We search the national sex offender registry database providing you with information about the offender status of your applicant.
Global Homeland Search – Individuals or organizations included on the Global Homeland search may be involved in terrorist activities, money laundering, illegal imports, fraud against government agencies, violations of federal banking regulations, or drug trafficking. Sometimes it is referred to as a “Global Homeland Security Background Check” or a “Terrorist Watch List Search.”
Credit Check – This is a $11.00 add-on to any RentPrep Background Report. It is a pass/fail metric based on your criteria. Learn more about the tenant credit check.
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