May 6, 2026
Last Updated
Most rent collection apps differ in fees, deposit speed, and the tenant’s experience using it. Some charge per transaction, others bury fees in premium tiers, and a few still take five or more business days to deposit funds into your account.
Then there’s the practical side. You want an app that’s simple enough that your tenants will actually use it. If the payment process feels clunky or requires tenants to create accounts they don’t want, you’ll end up chasing rent the same way you did before.
Maybe you’re already using a rent collection tool and wondering if you’re overpaying for features you don’t need. Or maybe you’ve held off because most platforms seem built for property management companies with dozens of units, not landlords with a smaller portfolio.
There are now several apps designed with independent landlords in mind, with pricing that makes sense at smaller scale and features that actually work together instead of forcing you into multiple tools.
We’ve compared 10 rent collection apps across pricing, fees, deposit speed, tenant experience, property management features, and accounting tools so you can find the right fit for your situation.
Stessa
Stessa’s rent collection tool is built around simplicity and flexibility. The app lets tenants pay via ACH, credit card, or debit card, and landlords can set up recurring payments so rent arrives automatically each month. The free plan includes no-fee ACH transfers for landlords, which means you’re not eating transaction costs on every payment.
Stessa handles the administrative work. Automatic payment reminders go out to tenants, and you can set late fees to charge automatically or manually depending on your preference. The system tracks everything in a centralized dashboard, so you always know where you stand with rent collection.
What sets Stessa apart in the rent collection space is how seamlessly it integrates with the rest of your accounting. Every rent payment that comes in is automatically logged and assigned to the correct property, so your books stay current without any manual data entry.
Stessa goes well beyond rent collection. The platform includes built-in tenant screening powered by RentPrep, so you can run background and credit checks without leaving the app. This integrated screening approach has reduced tenant default rates by up to 25% for users.
Maintenance request tracking is also built in, letting tenants submit repair requests through the app while you track vendor scheduling and expenses, all automatically tied to your property financials.
For lease management, Stessa offers eSigning with access to over 50 legal templates, integrated with DocuSign so executed documents are automatically stored in your account.
Stessa’s accounting and reporting tools go deeper than most apps in this category. Instead of generic profit-and-loss statements, you get proper Income Statements, Net Cash Flow reports, Schedule of Real Estate Owned, and Tenant Ledgers.
Live data connections mean your transactions sync automatically from your bank accounts, and the system is designed to work with your CPA at tax time. Combined with Stessa’s landlord banking feature (which offers separate high-yield accounts for each property), the entire app creates a complete system for managing acquisition, operations, accounting, and tax preparation.
Pricing & Fees
- Monthly cost to landlord: generous free plan, or $12-$28 per month for more advanced features (annual billing; shifts to $15-$35/mo on monthly billing)
- ACH fee (and who pays): free when using Stessa Cash Management, otherwise tenant pays $2
- Credit/debit card processing fee (and who pays): 3% per transaction, paid by the tenants
Payments
- Deposit speed: up to 5 business days for ACH, up to 2 business days for credit/debit on Stessa’s free plan
- Expedited deposit option and cost: Yes – Pro users get payments in up to 3 business days
- Automatic recurring payments: Yes (free)
- Automated rent reminders: Yes (free)
- Partial payments accepted: Yes (free)
- Late fees: Yes (free)
Tenant experience
- Tenant-facing portal: Yes
- Mobile app for landlords: Yes
- Mobile app for tenants: No
Property management
- Number of units on free plan: Unlimited
- Tenant screening: Yes (paid by tenant)
- Maintenance request tracking: Yes (only on paid accounts)
Accounting
- Integrated accounting tool: Yes (free)
- Year end tax summary: Yes (free)
Baselane
Baselane automates rent collection with 2-day deposits and handles the administrative side (invoices, reminders, and late fees) so rent payments arrive without you chasing tenants. The platform bundles banking with property-specific accounts, AI-powered bookkeeping that automatically categorizes transactions, and tax preparation tools, making it a financial hub for landlords.
Pricing & Fees
- Monthly cost to landlord: $0 for Core plan, or $20 per month for Smart plan with advanced AI automations
- ACH fee (and who pays): landlord pays $2 (can pass fee on to the tenant), waived for Baselane deposits
- Credit/debit card processing fee (and who pays): 3.49% per transaction, paid by the tenants
Payments
- Deposit speed: 5 business days on free plan, 2 business days for paid Smart plan
- Expedited deposit option and cost: No
- Automatic recurring payments: Yes (free)
- Automated rent reminders: Yes (free)
- Partial payments accepted: Yes (free)
- Late fees: Yes (free)
Tenant experience
- Tenant-facing portal: Yes
- Mobile app for landlords: Yes
- Mobile app for tenants: Yes
Property management
- Number of units on free plan: Unlimited
- Tenant screening: Yes (paid by tenant)
- Maintenance request tracking: No
Accounting
- Integrated accounting tool: Yes (free)
- Year end tax summary: Yes (free)
Rentec Direct
Rentec Direct offers zero-fee ACH rent collection through its integrated tenant portal and mobile app (Resident Connect), allowing tenants to pay via bank transfer, credit card, or debit card with optional same-day funding. The app includes a full property management suite with tenant screening, maintenance request tracking, lease management, and automatic ledger accounting so your accounting stays up to date.
Pricing & Fees
- Monthly cost to landlord: $50 per month for up to 25 units (shifts to $45/mo on annual billing; cost scales based on portfolio size; offer two week free trial)
- ACH fee (and who pays): free for both landlord and tenant
- Credit/debit card processing fee (and who pays): 2.95% per transaction, paid by landlord or tenant (your choice)
Payments
- Deposit speed: 2 business days for ACH, credit/debit payments are transferred to your bank the following business day
- Expedited deposit option and cost: Yes (included)
- Automatic recurring payments: Yes (included)
- Automated rent reminders: Yes (included)
- Partial payments accepted: Yes (included)
- Late fees: Yes (included)
Tenant experience
- Tenant-facing portal: Yes
- Mobile app for landlords: Yes
- Mobile app for tenants: Yes
Property management
- Number of units on free plan: No free plan
- Tenant screening: Yes (paid by tenant)
- Maintenance request tracking: Yes
Accounting
- Integrated accounting tool: Yes (included)
- Year end tax summary: Yes (included)
Avail
Avail simplifies rent collection with flexible payment options (ACH, credit, debit) and features like automated late fees, payment reminders, and the ability to split payments with roommates. The software also provides resident screening, rental applications, state-specific lease templates, and property accounting.
Pricing & Fees
- Monthly cost to landlord: basic rental property management tools for unlimited properties on free plan, or $9 per unit/mo for more tools and features with Unlimited Plus plan
- ACH fee (and who pays): free when using Unlimited Plus, otherwise tenant pays $2.50
- Credit/debit card processing fee (and who pays): 3.5% per transaction, added to tenant payments regardless of plan
Payments
- Deposit speed: can take 3-5 business days on either plan
- Expedited deposit option and cost: Yes – Unlimited Plus users can get payments as soon as the next business day with FastPay (ACH transfers only)
- Automatic recurring payments: Yes (free)
- Automated rent reminders: Yes (free)
- Partial payments accepted: Yes (free)
- Late fees: Yes (free)
Tenant experience
- Tenant-facing portal: Yes
- Mobile app for landlords: No
- Mobile app for tenants: No
Property management
- Number of units on free plan: Unlimited
- Tenant screening: Yes (paid by tenant or landlord)
- Maintenance request tracking: Yes
Accounting
- Integrated accounting tool: Yes (free)
- Year end tax summary: Yes (free)
Apartments.com Rental Manager
Apartments.com Rental Manager equips property owners with a full suite of free tools that handle everything from listing syndication to online rent collection. The platform also centralizes expense tracking, maintenance coordination, and lease execution, giving you one place to manage day-to-day operations.
Pricing & Fees
- Monthly cost to landlord: free – all core features included at no cost to landlord
- ACH fee (and who pays): free
- Credit/debit card processing fee (and who pays): 2.75% per transaction, paid by the tenants
Payments
- Deposit speed: up to 5 business days for ACH; up to 3 business days for credit/debit or Google Pay/Apple Pay
- Expedited deposit option and cost: Yes – receive ACH payments 1 day sooner
- Automatic recurring payments: Yes (free)
- Automated rent reminders: Yes (free)
- Partial payments accepted: Yes (free)
- Late fees: Yes (free)
Tenant experience
- Tenant-facing portal: Yes
- Mobile app for landlords: No
- Mobile app for tenants: Yes (only to view rental listings)
Property management
- Number of units on free plan: Unlimited
- Tenant screening: Yes (paid by tenant)
- Maintenance request tracking: Yes (free)
Accounting
- Integrated accounting tool: Yes (free)
- Year end tax summary: Yes (free)
View Apartments.com’s Rental Manager website
Zillow Rental Manager
Zillow Rental Manager simplifies the payment process by allowing tenants to pay rent, utilities, and security deposits directly through the platform they likely used to find the home. The app provides a clean experience for independent landlords, offering background checks, lease building, and payment tracking without requiring a monthly subscription.
Pricing & Fees
- Monthly cost to landlord: free plan to collect rent, utility payments, and security deposits
- ACH fee (and who pays): free for both landlords and tenants
- Credit/debit card processing fee (and who pays): 2.95% fee when using a credit card and a $9.95 fee for debit payments, both paid by the tenant
Payments
- Deposit speed: up to 5 business days depending on the tenant’s payment method
- Expedited deposit option and cost: No
- Automatic recurring payments: Yes (free)
- Automated rent reminders: Yes (free)
- Partial payments accepted: Not specified
- Late fees: Not specified
Tenant experience
- Tenant-facing portal: Yes
- Mobile app for landlords: Yes
- Mobile app for tenants: Yes
Property management
- Number of units on free plan: Unlimited
- Tenant screening: Yes (paid by tenant)
- Maintenance request tracking: No
Accounting
- Integrated accounting tool: No
- Year end tax summary: No
View Zillow Rental Manager’s website
Innago
Innago provides free rent collection software with transparent payment tracking and bank-level security, emphasizing on-time collection and real-time payment monitoring. The software bundles rent collection with tenant background checks, online lease signing, maintenance request management, renter’s insurance options, and expense tracking, all at no monthly cost.
Pricing & Fees
- Monthly cost to landlord: extensive free plan with no setup fee or contract
- ACH fee (and who pays): tenant pays $2 per transaction
- Credit/debit card processing fee (and who pays): 2.99% per transaction, paid by the tenants
Payments
- Deposit speed: single business day hold time
- Expedited deposit option and cost: Not available
- Automatic recurring payments: Yes (free)
- Automated rent reminders: Yes (free)
- Partial payments accepted: Yes (free)
- Late fees: Yes (free)
Tenant experience
- Tenant-facing portal: Yes
- Mobile app for landlords: Yes
- Mobile app for tenants: Yes
Property management
- Number of units on free plan: Unlimited
- Tenant screening: Yes (paid by tenant)
- Maintenance request tracking: Yes
Accounting
- Integrated accounting tool: Yes (free)
- Year end tax summary: Yes (free)
TenantCloud
TenantCloud automates rent collection with customizable late fees, rent reminders, and optional faster payment processing (2-3 business days), while offering free ACH payments for tenants enrolled in monthly rent reporting. The app integrates accounting tools, tax report generation, maintenance tracking, tenant screening, and lease management to create a complete property management system.
Pricing & Fees
- Monthly cost to landlord: starts at $18 per month for key features including maintenance management, listings, and tenant applications (monthly billing; shifts to $35-$100/mo for more advanced features; discount available for annual agreement)
- ACH fee (and who pays): $1.50-$1.95, paid by the tenant
- Credit/debit card processing fee (and who pays): tenant pays 3.5% + $0.30 per transaction
Payments
- Deposit speed: up to 7 business days for ACH, up to 3 business days for credit/debit
- Expedited deposit option and cost: Yes – get ACH payments in up to 3 business days; must be eligible to qualify
- Automatic recurring payments: Yes (free)
- Automated rent reminders: Yes (free)
- Partial payments accepted: Yes (free)
- Late fees: Yes (free)
Tenant experience
- Tenant-facing portal: Yes
- Mobile app for landlords: Yes
- Mobile app for tenants: Yes
Property management
- Number of units on free plan: Unlimited
- Tenant screening: Yes (paid by tenant)
- Maintenance request tracking: Yes (free)
Accounting
- Integrated accounting tool: Yes (free)
- Year end tax summary: Yes (requires paid plan)
TurboTenant
TurboTenant offers free rent collection with automatic reminders, custom late fees, and autopay options. The platform also provides resident screening, rental listings, lease agreements with e-signatures, maintenance coordination, and integrated accounting to improve landlord workflow.
Pricing & Fees
- Monthly cost to landlord: free plan with online rent collection, applications and tenant screening, maintenance requests or $12.42-$16.58 per month (annual billing)
- ACH fee (and who pays): tenant pays $2, waived for paid plans
- Credit/debit card processing fee (and who pays): 3.49% per transaction, paid by the tenants, waived for paid plans
Payments
- Deposit speed: up to 7 business days for ACH, up to 3 business days for credit/debit on free plan.
- Expedited deposit option and cost: Yes – paid users can receive pre-funded payouts in 2-4 business days.
- Automatic recurring payments: Yes (free)
- Automated rent reminders: Yes (free)
- Partial payments accepted: Yes (free)
- Late fees: Yes (free)
Tenant experience
- Tenant-facing portal: Yes
- Mobile app for landlords: Yes
- Mobile app for tenants: Yes
Property management
- Number of units on free plan: Unlimited
- Tenant screening: Yes (paid by tenant)
- Maintenance request tracking: Yes (free)
Accounting
- Integrated accounting tool: Yes (paid plan only)
- Year end tax summary: Yes (paid plan only)
RentRedi
RentRedi streamlines rent collection with multiple payment methods (ACH, card, cash at 90,000+ retail locations) and includes credit reporting features to motivate on-time payments. The software also provides tenant screening powered by TransUnion, maintenance management with photo/video submission, automated communication, and simple accounting and reporting for tax preparation.
Pricing & Fees
- Monthly cost to landlord: Start plan $5 per month (limited tenant screening, leasing, and management features), or Grow plan $29.95 per month for more advanced features (monthly billing; Grow plan shifts to $12/mo on annual billing)
- ACH fee (and who pays): $1 per transaction, paid by tenant or landlord
- Credit/debit card processing fee (and who pays): 3.1% + $0.30 per transaction, paid by the tenants
Payments
- Deposit speed: up to 3 business days for ACH, credit/debit payments
- Expedited deposit option and cost: No
- Automatic recurring payments: Yes (free)
- Automated rent reminders: Yes (free)
- Partial payments accepted: Yes (free)
- Late fees: Yes (free)
Tenant experience
- Tenant-facing portal: Yes
- Mobile app for landlords: Yes
- Mobile app for tenants: Yes
Property management
- Number of units on free plan: Unlimited
- Tenant screening: Yes (paid plan only, tenant pays fee)
- Maintenance request tracking: Yes (only on paid accounts)
Accounting
- Integrated accounting tool: Yes (free)
- Year end tax summary: Yes (free)